Whether you pay rent to a landlord or housing fees to a university,
we turn your payments into a powerful credit history.
Your rent is one of the biggest expenses you already pay. By reporting it, you turn those payments into a credit-building advantage that can raise your score, save you thousands, and open financial doors after graduation.
Mortgage payers get credit for every payment. But for the 100 million renters and students in the US, on-time housing payments are usually invisible to credit bureaus.
We bridge the gap. We verify your payments directly through your bank, report them to major credit bureaus, and you get the credit you deserve.
For Renters
Who
Young professionals, families, and anyone signing a lease.
The Benefit
Build credit to buy your first home, get a better car loan, or qualify for premium credit cards.
The Edge
Works weather your rent from private landlords, or big management companies.
For Students
Who
Undergrads, grad students, and international students.
The Benefit
Graduate with a 700+ credit score instead of a blank slate. Save thousands on student loan refinancing.
The Edge
We are the only platform that reports dorm payments and work with international students.
Turning rent into credit is simple. Just follow these steps and start building your score.
Unlike other services, your landlord or university doesn’t need to sign up. You are in full control.
Been paying rent for a while? We can look back up to 24 months and report those past payments instantly for a massive "Day 1" score boost.
New to the U.S.? You don’t need a Social Security Number to start building credit. We help you build a history from the moment you land.
Your data is protected by 256-bit encryption. We are SOC2 Type II compliant and never sell your data.
This is what financial inclusion should look like. I didn’t need to take out a loan or get a credit card. I just needed to pay rent on time.
I’m graduating this year and moving to NYC. Rentaba made me feel confident applying for apartments without stress.
As someone who just moved off-campus, Rentaba gave me peace of mind. I didn’t even know rent could count toward my credit. Now I feel like I’m building toward something real.
As an international student from India, I had no credit and no Social Security Number. Rentaba gave me a real way to start building credit in the U.S. early—and now my rental history is actually mine. I wish I had this my first year.
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Your housing payments are already a major expense. For less than the cost of a cup of coffee a week, you can make them work for you, building the credit you need for a stronger financial future.
per user
per month
Pay-as-you-go credit building. Unlock your path to a better financial future!
Low cost, High Return
Start with a Boost: We retroactively report up to 24 months of past payments (Instant history).
Universal Reporting: We report to major credit bureaus (The ones landlords and banks actually check).
Inclusive: Works for Dorms, Apartments, and Sublets.
The "Payoff": A higher credit score can save you thousands on car loans, insurance, and deposits.
Credit score increase upwards of 60 points.
Credit building for international students. Integrate into the financial system from day one.
per user
per year
Save over 15%
Best value! Save money and commit to building your credit all year
Everything in our monthly plan plus...
Priority support
Monthly Educational Program
Share your story and get featured in front of millions
Everything you need to know about rent reporting, simplified and explained.
Our team is here to help — reach out anytime and get the answers you need.
We’re here to help with anything — just drop your info and we’ll get back to you.
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