Forget everything you know about credit building

Your housing payments build your future.

+60

pts

Average Credit Score Increase

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Trusted by Students Across Leading Universities

Your school not on the list? No worries, Rentaba is available to students everywhere.

Why Report Rent

Your rent is one of the biggest expenses you already pay. By reporting it, you turn those payments into a credit-building advantage that can raise your score, save you thousands, and open financial doors after graduation.

+60 pts

Credit Boost

>$100k

Student Loan Interest Savings

65%

Lacks Foundation

47%

Unprepared Students

Build Credit Fast

On-time rent reporting can boost your score by 60+ points, giving you an early head start on your financial future.

Save Money

A higher credit score means lower interest rates. Saving you thousands on your first car loan, credit cards, or student loan refinancing.

Unlock More Opportunities

Good credit helps you qualify for apartments without a cosigner and access better financial products after graduation.

Simple & Reliable

Rentaba turns a routine expense into progress, no confusing fine print, just straightforward credit building.

How Rentaba Works

Turning rent into credit is simple. Just follow these steps and start building your score.

Sign Up
1
Sign Up in Minutes
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2
We Report Automatically
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3
Watch Your Score Grow
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60+

Avg. Credit Score Increase

Why Students Need Rentaba

In this dynamic realm, we present solutions crafted for financial web professionals, a fusion of technology and fiscal intelligence.

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Empowering Students to Get Ahead

The average college graduate’s credit score is 650-670, considerably lower than the national average of 715. This isn't because students are irresponsible; it's because their on-time rent payments go unnoticed.

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The Untapped Opportunity of Rent Reporting

On-time rent payments are a massive, untapped opportunity for your financial well-being. Rentaba reports these payments to credit bureaus, transforming your routine obligation into the foundation of a strong credit profile.

See What the Buzz is All About

Priya S

NYU

This is what financial inclusion should look like. I didn’t need to take out a loan or get a credit card. I just needed to pay rent on time.

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Emily C

Drexel University

I’m graduating this year and moving to NYC. Rentaba made me feel confident applying for apartments without stress.

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Jamie L

University of Michigan

As someone who just moved off-campus, Rentaba gave me peace of mind. I didn’t even know rent could count toward my credit. Now I feel like I’m building toward something real.

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Ananya R

Graduate Student at UCLA

As an international student from India, I had no credit and no Social Security Number. Rentaba gave me a real way to start building credit in the U.S. early—and now my rental history is actually mine. I wish I had this my first year.

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Your housing payments are already a major expense. For less than the cost of a cup of coffee a week, you can make them work for you, building the credit you need for a stronger financial future.

Monthly plan

$4.95

per user

per month

Pay-as-you-go credit building. Unlock your path to a better financial future!

Highlights

Low cost, High Return

Get credit for your on-campus housing payments.

Get credit for your off-campus rent payments.

Reporting to the major credit bureaus.

Retroactive payment reporting.

Credit score increase upwards of 60 points.

A virtual lounge for you to stay connected with other students.

Credit building for international students. Integrate into the financial system from day one.

Save over 15%

Yearly plan

$49.95

per user

per year

Best value! Save money and commit to building your credit all year

Features

Everything in our monthly plan plus...

Priority support

Monthly Educational Program

Share your story in front of millions of students

Frequently Asked Questions

Everything you need to know about rent reporting, simplified and explained.

What is Rentaba and what does it do?
What are the benefits of Rentaba for universities?
My university does not have this program yet. Can Rentaba help me build credit?
Can I use Rentaba if my rent is being partially paid by a scholarship?
Does Rentaba help with living on campus?
What is a lease agreement?
Where can I find my university billing statement?
Does using Rentaba change how I pay my rent?
Do I need to keep uploading my payments? When?
Which credit bureaus does Rentaba report to?
Why do I need to wait 3 months to see my credit score change?
I started my lease 6 months ago, can I get credit for my past payments?
What impact will I see on my credit score?

Still have questions?

Our team is here to help — reach out anytime and get the answers you need.